Business Insurance

At Associated Insurers, Inc. we know just how important your business is to you. As a business owner you have a lot to protect. That’s just one of the reasons why we take the time to…

• Analyze your business needs.
• Develop a plan that is customized and responsive to your own specific situation.
• Offer you competitive pricing that is reflective of your exposure and experience.

Running a business in Wisconsin with today’s economy is a challenge, but can also be very rewarding. Although keeping up with day-to-day operations takes up most of your time, you also must take all necessary precautions to safeguard your business from loss.

Whether you own an office building or a machine shop, we offer the right combination of coverages to meet your needs.

Examples of commercial insurance coverages available from Associated Insurers, Inc.:

• Commercial Automobile
  This coverage is available to protect your business from the liability associated with operating automobiles. Coverage is available for owned, non-owned, and hired vehicles including autos, trucks, vans, tractors and trailers. Physical damage coverage is also available.
• Commercial Liability
  Provides coverage including defense for liabilities associated with operating a commercial business enterprise. Policies are tailored to meet the specific risk management needs of your business.
• Commercial Property
  Provides coverage for your buildings and contents. Coverages range from specific named-perils policies to broader all-risk policies.
• Umbrella and Excess Liability
  This coverage complements your property/liability program and provides additional limits of coverage. In today’s litigious society, smart business people protect their investment with umbrella coverage.
• Workers’ Compensation
  This coverage is designed to meet the workers’ compensation laws of your state. Workers’ compensation coverage provides protection for injured workers and supporting protection through employer’s liability coverage.
• Directors & Officers
  Designed to protect the directors and officers of your organization from damages and defense costs due to civil claims, claims of negligence, and of errors and/or omissions.
• Employment Practices Liability
  Provides coverage for defense costs and liability arising from allegations of improper employment practices, sexual harassment, and discrimination.
• Home Based Business
  Homeowners insurance does not necessarily cover many home business-related claims. This could mean a major loss of income, as well as other significant losses, for your home business. If you have a home based business consider contacting us to discuss proper coverage options that offer both protection and affordability.
• Inland Marine
  Provides coverage for business assets and hardware while these items are off premises.
• Professional Liability
  Provides coverage for defense costs and awards for liability arising from improper professional practices and errors and omissions in the conduct of business activities.
• Special Events Coverage
  Provides third party liability coverage for a short term special event.

Associated Insurers, Inc. provides the following types of business insurance protection: